Just might was right and just might is currently right where we are. In the time it took our lender to ask for additional information not only once but twice (why, oh, why couldn't they have asked for all the information they needed in the first place?!) our offer went from being accepted to being back in limbo.
Before signing off and approving our offer our lender wanted more information about our W-2s, a letter of explanation on why there was a gap in unemployment, and the house address. What really got me was the letter of explanation or in loan officer speak an LOX. Do they really need an explanation of why it took a pregnant, recent college graduate almost a year to get a job?! One word followed by six words "Baby" and "THE ECONOMY IS IN THE TOILET!" For those of you wondering, that was not the explanation I gave them at least not verbatim.
So here we are thinking, okay, cool all we need to do is get this paperwork in and then our lender will gives us a thumbs up and we will FINALLY have a house. WAnH-wanh. Of course reality had to come and bitchslap some sense into our silly home starved heads. Our lender sent over our commitment letter and instead of getting back a "Great! Let's sign some paperwork!" from the sellers agent instead we got "Have your agent call me later". What could this mean? We were perplexed and frightened. Then the news came through. Multiple offers and... yup, you probably guessed it, ours is the lowest. But we are still in contention because of our level of commitment. Blueeeehpuuu! (<--my version of a fart sound) yeah, and white guys still make competitive boxers.
In a few days we will probably get the heave-ho on this house and then more fun times searching for homes. yay. I'm so excited.
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